The Journal
Personal updates and thoughts from the desk of Rug.
This is where I write about money from my own experience — what worked, what didn't, and what I'm still figuring out. No polish, no authority — just honest takes from someone in the middle of it.
The Boring Habits That Did All the Work
I read back through a year and a half of my own trades, covering a tariff crash and a market rotation. The stuff that worked wasn't clever. It was boring, and it was automatic.
My Payday Routine
A behind-the-scenes look at how I manage my monthly paycheck, from automated splits to paying debt and prioritizing 'future me'—with a little room for fun.
How I'm Planning for the Year (2026)
A look into how I'm pressing the financial reset button for 2026, from tracking cashflow to strategic investing and prioritizing life experiences.
My Story and Why I Started MoneyByRug
A personal look at my journey from financial insecurity to stability, the lessons I learned along the way, and why I created this platform.