The Journal
Personal updates and thoughts from the desk of Rug.
This is where I write about money from my own experience — what worked, what didn't, and what I'm still figuring out. No polish, no authority — just honest takes from someone in the middle of it.
Jun 20, 2026
Jun 20, 2026
The Boring Habits That Did All the Work
I read back through a year and a half of my own trades, covering a tariff crash and a market rotation. The stuff that worked wasn't clever. It was boring, and it was automatic.
Jan 26, 2026
Jan 26, 2026
My Payday Routine
A behind-the-scenes look at how I manage my monthly paycheck, from automated splits to paying debt and prioritizing 'future me'—with a little room for fun.